| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AEGIS ADMINISTRATIVE SERVICES5 | 6970 W. DIVERSEY AVE. CHICAGO, IL 60707 | MEDICAL EXCESS | $215K | — | $215K | 10.11% |
| AEGIS ADMINISTRATIVE SERVICES5 | 6970 W. DIVERSEY AVE. CHICAGO, IL 60707 | MEDICAL EXCESS | $72K | — | $72K | 9.69% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AEGIS ADMINSTRATIVE SERVICES, INC. EIN 04-3701774 NONE | Contract Administrator Service code 13 | — | $1.8M |
| CIGNA HEALTH & LIFE INSURANCE COM NONE | Claims processing; Contract Administrator Service code 12 | 525 WEST MONROE STREET CHICAGO, IL 60661 | $593K |
| OGLETREE DEAKINS NASH SMOAK&STEWART EIN 57-1044820 NONE | Legal Service code 29 | — | $160K |
| SAV-RX PRESCRIPTION SERVICES EIN 47-0527013 NONE | Claims processing Service code 12 | — | $98K |
| NOBLE CONSULTING GROUP EIN 36-4362019 AFFILIATE OF AEGIS ADMIN | Consulting fees Service code 70 | — | $61K |
| VOLTAIRE HEALTH, LLC EIN 46-2047081 NONE | Other services Service code 49 | — | $56K |
| MACNELL ACCOUNTING AND CONSULTING EIN 30-0510353 NONE | Accounting (including auditing) Service code 10 | — | $22K |
| SOMMERS AND FAHRENBACH EIN 36-1796440 NONE | Copying and duplicating Service code 36 | — | $12K |
| SPECIALTY CARE MANAGEMENT, LLC NONE | Other services Service code 49 | P.O. BOX 732 LAHASKA, PA 18931 | $9K |
| AEGIS COST CONTAINMENT SOLUTIONS EIN 47-2286199 NONE | Other services Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,128 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance(2 contracts) | MEDICAL EXCESS | 2,026 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,026 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.