| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEINER INSURANCE, INC.3 Filed as: WEINER INSURANCE INC | 11333 N SCOTTSDALE RD STE 105 SCOTTSDALE, AZ 85254 | HARTFORD LIFE INSURANCE COMPANY | $10K | $5K | $15K | 0.79% |
| WEINER INSURANCE, INC.3 Filed as: WEINER INSURANCE INC | 11333 N SCOTTSDALE RD STE 105 SCOTTSDALE, AZ 85254 | HARTFORD LIFE AND ACCIDENT | $8K | $4K | $12K | 0.98% |
| WEINER INSURANCE, INC.3 Filed as: WEINER INSURANCE INC | 11333 N SCOTTSDALE RD STE 105 SCOTTSDALE, AZ 85254 | HARTFORD LIFE AND ACCIDENT | $6K | $4K | $10K | 0.80% |
| WEINER INSURANCE, INC.3 Filed as: WEINER INSURANCE INC | 13951 N SCOTTSDALE ROAD SUITE 131 PHOENIX, AZ 85254 | VISION SERVICE PLAN | $8K | $35 | $8K | 0.86% |
| WEINER INSURANCE, INC.3 Filed as: WEINER INSURANCE INC | 11333 N SCOTTSDALE RD STE 105 SCOTTSDALE, AZ 85254 | UNITED HEALTHCARE INSURANCE CO. | $18K | — | $18K | 2.11% |
| WEINER INSURANCE, INC.3 Filed as: WEINER INSURANCE INC. | 11333 N. SCOTTSDALE RD. SUITE 105 SCOTTSDALE, AZ 85254 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $20 | — | $20 | 0.00% |
| RX FINANCIAL RESOURCES, INC3 Filed as: RX FINANCIAL RESOURCES | 340 W. BUTTERFIELD RD SUITE LE ELMHURST, IL 60126 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 6.93% |
| WALT SZADZINSKI & ASSOC LTD Filed as: WALT SZADZINSKI, LTD | 785 S. PROSPECT AVE. ELMHURST, IL 60126 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $4K | $325 | $4K | 8.39% |
| PETER H HOOPIS | 520 LAKE COOK RD. STE. 315 DEERFIELD, IL 60015 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | — | $4K | $4K | 8.31% |
| RX FINANCIAL RESOURCES, INC Filed as: RX FINANCIAL RESOURCES, INC. | 340 W. BUTTERFIELD RD. STE LE ELMHURST, IL 60126 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $4K | $278 | $4K | 8.29% |
| PEARRE DAVID | 300 S. WACKER DRIVE STE 800 CHICAGO, IL 60606 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $243 | — | $243 | 0.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROFESSIONAL BENEFITS ADMIN EIN 36-3384135 NONE | Recordkeeping fees; Other fees; Direct payment from the plan; Contract Administrator; Account maintenance fees Service code 13 | PO BOX 4687 OAK BROOK, IL 60522 | $163K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,672 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 337 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 10,009 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE CO. | 337 | $832K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL | 5,631 | $3.8M |
| Vision | VISION SERVICE PLAN | 6,324 | $943K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 7,361 | $1.2M |
| Short-term disability | HARTFORD LIFE INSURANCE COMPANY | 8,043 | $1.8M |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 8,001 | $1.4M |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 7,361 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,043 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.