| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITSTORE INC3 | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | HARTFORD LIFE AND ACCIDENT | $91K | — | $91K | 26.87% |
| BENEFITSTORE INC3 | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | HARTFORD LIFE AND ACCIDENT | $107K | — | $107K | 35.06% |
| BENEFITSTORE INC3 | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | HARTFORD LIFE AND ACCIDENT | $76K | — | $76K | 29.36% |
| RX FIN ANCIAL RESOURCES INC3 | 340 W BUTTERFIELD STE LLE ELMHURST, IL 60126 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 6.61% |
| RX FINANCIAL RESOURCES, INC3 | 340 W BUTTERFIELD RD STE LE ELMHURST, IL 601265069 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $2K | $66 | $2K | 9.94% |
| PETER H HOOPIS3 | 300 S WACKER DR STE 2000 CHICAGO, IL 606066736 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $1K | $534 | $2K | 8.38% |
| WALT SZADZINSKI & ASSOC LTD3 | 785 S PROSPECT AVE ELMHURST, IL 601264816 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $183 | — | $183 | 0.88% |
| DAVID A PEARRE3 | 101 WAUKEGAN RD STE 990 LAKE BLUFF, IL 600441687 | MASSACHUSETTS MUTUAL INSURANCE COMPANY | $6 | — | $6 | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS, LLC | 2405 GRAND BLVD SUITE 900 KANSAS CITY, MO 64108 | ZURICH AMERICAN INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 499 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,725 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ILLINOIS | 8,791 | $5.3M |
| Vision | VISION SERVICE PLAN | 7,902 | $1.1M |
| Life insurance(2 contracts) | HARTFORD LIFE AND ACCIDENT | 9,570 | $1.6M |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 8,074 | $1.9M |
| Other(5 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 9,570 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,570 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.