| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEINER INSURANCE, INC.3 | STE 131 13951 N SCOTTSDALE RD SCOTTSDALE, AZ 85254 | HUMANA | $38K | — | $38K | 3.49% |
| WEINER INSURANCE, INC.3 | 11333 N SCOTTSDALE RD., SUITE 105 SCOTTSDALE, AZ 85254 | HARTFORD LIFE AND ACCIDENT | $80K | $8K | $89K | 8.48% |
| WEINER INSURANCE, INC. | 11333 N SCOTTSDALE RD., SUITE 105 SCOTTSDALE, AZ 85254 | VISION SERVICE PLAN | $25K | — | $25K | 14.50% |
| WEINER INSURANCE, INC.3 | STE 131 13951 N SCOTTSDALE RD SCOTTSDALE, AZ 85254 | HUMANA | $2K | — | $2K | 3.49% |
| WEINER INSURANCE, INC.3 | 13951 N SCOTTSDALE RD., SUITE 13 SCOTTSDALE, AZ 85254 | VISION SERVICE PLAN | — | $65 | $65 | 722.22% |
| WEINER INSURANCE, INC.3 | 22 HERITAGE DR, SUITE 101 BOURBONNAIS, IL 60914 | BENEFIT ADVANTAGE, INC. | — | $34K | $34K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLEGIANCE BENEFIT PLAN MANAGEMENT EIN 81-0400550 CONTRACT ADMINISTRATOR | Contract Administrator; Float revenue Service code 13 | — | $441K |
| STARPOINT LLC EIN 03-0507057 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $34K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,750 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,750 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | HUMANA | 1,185 | $1.1M |
| Vision(2 contracts) | VISION SERVICE PLAN | 1,022 | $174K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,985 | $1.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,985 | $1.0M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 1,985 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,985 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.