| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 601 S GAINES ST LITTLE ROCK, AR 72201 | ARKANSAS BLUE CROSS BLUE SHIELD | — | $102K | $102K | 13.99% |
| ENROLLEASE3 Filed as: ONE DIGITAL | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | ARKANSAS BLUE CROSS BLUE SHIELD | $21K | — | $21K | 2.92% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 601 S GAINES ST LITTLE ROCK, AR 72201 | ARKANSAS BLUE CROSS BLUE SHIELD | — | $6K | $6K | 12.14% |
| ENROLLEASE3 Filed as: ONE DIGITAL | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | ARKANSAS BLUE CROSS BLUE SHIELD | $1K | — | $1K | 2.75% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL GROUP ARKANSAS LLC | 8315 CANTRELL RD SUITE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIIFE INSURANCE COMPANY | $1K | $766 | $2K | 7.87% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE SUITE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIIFE INSURANCE COMPANY | $1K | $424 | $2K | 6.85% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL GOUP ARKANSAS LLC | 8315 CAANTRELL RD SUITE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIIFE INSURANCE COMPANY | $2K | $719 | $2K | 10.37% |
| DIIGITAL INSURANCE INC3 | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIIFE INSURANCE COMPANY | $2K | $318 | $2K | 8.99% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL GROUP ARKANSAS LLC | 8315 CANTRELL RD SUITE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIIFE INSURANCE COMPANY | $288 | $229 | $517 | 6.99% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE SUITE 1950 ALANTA, GA 30339 | UNITED OF OMAHA LIIFE INSURANCE COMPANY | $304 | $127 | $431 | 5.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 99 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 99 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 186 | $729K |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 207 | $53K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 95 | $8K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIIFE INSURANCE COMPANY | 102 | $31K |
| Short-term disability | UNITED OF OMAHA LIIFE INSURANCE COMPANY | 96 | $25K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 186 | $729K |
| Other(2 contracts) | UNITED OF OMAHA LIIFE INSURANCE COMPANY | 102 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.