| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS INC | 777 OAKMONT DRIVE 1400 WESTMONT, IL 60559 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $138K | $2K | $140K | 3.46% |
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS INC | 777 OAKMONT LANE 1400 WESTMONT, IL 60559 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $2K | $6K | 4.19% |
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS INC | 777 OAKMONT LANE 1400 WESTMONT, IL 60559 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | $0 | $16K | 20.00% |
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS INC | 777 OAKMONT LANE 1400 WESTMONT, IL 60559 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | $2K | $12K | 18.78% |
| AXIS BENEFITS GROUP, INC.3 Filed as: AXIS BENEFITS CORPORATION INC | 777 OAKMONT LANE 1400 WESTMONT, IL 60559 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $831 | $4K | 7.97% |
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFIT CONSULTANTS, INC | 777 OAKMONT LANE 1400 WESTMONT, IL 60559 | DELTA DENTAL OF ILLINOIS | $2K | $0 | $2K | 8.98% |
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS INC | 777 OAKMONT LANE WESTMONT, IL 60559 | RELIANCE STANDARD LIFE NSURANCE COMPANY | $734 | $37 | $771 | 15.76% |
| AXIS BENEFITS CONSULTANTS, INC.3 Filed as: AXIS BENEFITS CONSULTANTS INC | 777 OAKMONT LANE 1400 WESTMONT, IL 60559 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $62 | $0 | $62 | 9.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 706 | $4.0M |
| Dental | DELTA DENTAL OF ILLINOIS | 266 | $18K |
| Vision | VSP/VISION SERVICE PLAN | 271 | $0 |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 267 | $56K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ILLINOIS | 706 | $4.0M |
| Other(5 contracts, 4 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 267 | $287K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 706 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.