| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | UNITEDHEALTHCARE INSURANCE COMPANY | $2.0M | — | $2.0M | 3.76% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $1.7M | $2.0M | $3.8M | 15.96% |
| ALIGHT SOLUTIONS3 | PO BOX 95135 CHICAGO, IL 606945135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $135K | $135K | 0.57% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDATION HEALTH PLAN, INC. | $253K | — | $253K | 1.99% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDATION HEALTH PLAN, INC. | $215K | — | $215K | 2.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PUERTO RICO | AON CENTER 304 PONCE DE LEON AVENUE SUITE 1000 SAN JUAN, PR 00918 | TRIPLE S SALUD, INC. | $367K | — | $367K | 5.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $250K | — | $250K | 3.75% |
| AMERICAN BEN. AND COMP. SYS. INC.3 Filed as: AMERICAN BEN. & COMP. SYS. INC | 101 PARK AVENUE 14TH FLOOR NEW YORK, NY 10178 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $102K | — | $102K | 1.52% |
| IMG3 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.02% |
| AON CONSULTING INC3 Filed as: ANN BOYER - AON CONSULTING INC. | CHARLOTTE AND CHICAGO 2 29840 NETWORK PLACE CHICAGO, IL 60673 | DEAN HEALTH PLAN INC | $11K | — | $11K | 0.17% |
| AON CONSULTING INC3 Filed as: AON RISK SOLUTIONS OF PR, INC. | PO BOX 191229 SAN JUAN, PR 009191229 | MCS LIFE INSURANCE COMPANY | $193K | — | $193K | 4.95% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $48K | — | $48K | 1.99% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $43K | — | $43K | 2.01% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $35K | — | $35K | 2.01% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK PARK LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $33K | — | $33K | 1.96% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $34K | — | $34K | 1.99% |
| AON CONSULTING INC3 Filed as: ANN BOYER - AON CONSULTING INC. | CHARLOTTE AND CHICAGO 2 29840 NETWORK PLACE CHICAGO, IL 60673 | PREVEA360 HEALTH PLAN | $1K | — | $1K | 0.50% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PR | AON CENTER 304 PONCE DE LEON AVENUE SUITE 100 SAN JUAN, PR 00918 | TRIPLE S SALUD, INC. | $341 | — | $341 | 4.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226,223 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,088 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8,504 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237,815 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(17 contracts, 13 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 2,031 | $54.0M |
| Dental(5 contracts, 5 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 81,726 | $66.1M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 121,422 | $12.4M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 173,058 | $27.6M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 13,429 | $6.7M |
| Prescription drug | MCS LIFE INSURANCE COMPANY | 920 | $3.9M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 238,084 | $32.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238,084 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.