| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES INC. | 444 W 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | BLUECROSS BLUESHIELD OF ILLINOIS | $0 | $20K | $20K | 0.13% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $89K | — | $89K | 4.20% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET SUITE 900 KANSAS CITY, MO 641121906 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 1.23% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 606036115 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $629 | $629 | 0.03% |
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 KANSAS CITY, MO 641843844 | VISION SERVICE PLAN | $4K | — | $4K | 2.01% |
| HEALTH CARE SERVICES CORPORATION3 Filed as: HEALTH CARE SERVICE CORPORATION | 300 EAST RANDOLPH DRIVE CHICAGO, IL 60601 | FOUR EVER LIFE INSURANCE CO. | — | $2K | $2K | 4.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNION SECURITY INSURANCE COMPANY | $2K | $493 | $3K | 8.07% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNITED DENTAL CARE OF ARIZONA, INC | $382 | — | $382 | 20.20% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNION SECURITY DENTALCARE OF GEORGIA, INC. | $628 | — | $628 | 41.37% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UDC DENTAL OF CALIFORNIA, INC | $56 | — | $56 | 10.07% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | DENTICARE OF ALABAMA, INC. | $673 | — | $673 | 326.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 77 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,565 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 3,468 | $16.0M |
| Dental(9 contracts, 9 carriers) | DELTA DENTAL OF ILLINOIS | 1,015 | $974K |
| Vision | VISION SERVICE PLAN | 1,046 | $201K |
| Life insurance | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,679 | $2.1M |
| Short-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,679 | $2.1M |
| Long-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,679 | $2.1M |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 3,468 | $16.0M |
| Other | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,679 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.