| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | — | BLUECROSS BLUESHIELD OF ILLINOIS | $81K | — | $81K | 3.88% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | — | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 5.43% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 4350 WAEVER PARKWAY WARRENVILLE, IL 60555 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $2K | $5K | 7.30% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS | 1400 OPUS PLACE SUITE 830 DOWNERS GROVE, IL 60515 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 8.36% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 4350 WEAVER PARKWAY WARRENVILLE, IL 60555 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $317 | — | $317 | 1.67% |
| GROUP ALTERNATIVES INC3 Filed as: GROUP ALTERNATIVES | 1400 OPUS PLACE SUITE 830 DOWNERS GROVE, IL 60515 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $145 | — | $145 | 0.76% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 4350 WEAVER PARKWAY STE 830 WARRENVILLE, IL 60555 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $871 | $400 | $1K | 7.30% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS, LLC | 4350 WEAVER PARKWAY WARRENVILLE, IL 60555 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $743 | $114 | $857 | 17.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 269 | $2.1M |
| Dental | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 108 | $75K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 265 | $19K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 134 | $70K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 105 | $17K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 134 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.