See 14 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 5 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF ILLINOIS EIN 36-1236610 CLAIMS PROCESSOR | Claims processing; Contract Administrator Service code 12 | — | $1.5M |
| PRUDENTIAL EIN 22-1211670 ADMIN SERVICES | Plan Administrator Service code 14 | — | $137K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 CLAIMS PROCESSOR | Contract Administrator; Claims processing Service code 12 | — | $73K |
| CHARLES NECHTUM EIN 13-3242036 NONE | Contract Administrator Service code 13 | — | $59K |
| UMR EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $46K |
| DELTA DENTAL MINNESOTA EIN 41-1905554 NONE | Contract Administrator; Claims processing Service code 12 | — | $22K |
| ALABAMA HEART & VASCULAR THIRD PARTY ADMIN | Plan Administrator Service code 14 | 100 RICE MINE ROAD LOOP SUITE 104 TUSCALOOSA, AL 354082425 | $0 |
| COMPSYCH EIN 35-3739783 THIRD PARTY ADMIN | Plan Administrator Service code 14 | — | $0 |
| CVS CAREMARK EIN 05-0340626 THIRD PARTY ADMIN | Claims processing; Contract Administrator Service code 12 | — | -$7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,705 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 45 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,776 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 4,705 | $22.7M |
| Dental | DELTA DENTAL OF ILLINOIS | 1,666 | $73K |
| Vision | VISION SERVICE PLAN | 1,464 | $243K |
| Life insurance(6 contracts, 3 carriers) | PRUDENTIAL | 2,446 | $933K |
| Short-term disability(2 contracts) | PRUDENTIAL | 17 | $7K |
| Long-term disability(2 contracts) | PRUDENTIAL | 2,491 | $460K |
| Prescription drug | BLUECROSS BLUESHIELD OF ILLINOIS | 4,705 | $22.7M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL | 800 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,705 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.