| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BEN ADVISORS LLC | 321 N CLARK STREET, 9TH FLOOR CHICAGO, IA 60610 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $128K | $128K | 2.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | — | $135K | $135K | 3.27% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 500 W MONROE STREET STE 3800 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | — | $24K | $24K | 0.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 02108 | HARTFORD LIFE AND ACCIDENT | — | $32K | $32K | 2.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | $85K | $17K | $101K | 11.92% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 500 W MONROE STREET STE 3800 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | — | $26K | $26K | 3.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $2K | — | $2K | 0.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $2K | — | $2K | 0.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $2K | — | $2K | 0.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $2K | — | $2K | 0.37% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | $9K | $52K | 12.47% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 500 W MONROE STREET SUITE 3800 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | — | $13K | $13K | 3.19% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 02108 | METROPOLIATAN LIFE INSURANCE COMPANY | $21K | $4K | $26K | 11.95% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 500 W MONROE STREET STE 3800 CHICAGO, IL 60661 | METROPOLIATAN LIFE INSURANCE COMPANY | — | $7K | $7K | 3.06% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $14K | — | $14K | 20.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT LLC | 4565 PAYSHPERE CIR SUITE 1800 CHICAGO, IA 60674 | ACE AMERICAN INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $20 | — | $20 | 0.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $17 | — | $17 | 0.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $20 | — | $20 | 0.45% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE STREET #1710 BOSTON, MA 02109 | EYEMED VISION CARE | $14 | — | $14 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | LLC 1 BEACON ST STE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $311 | $44 | $355 | 12.56% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | $83 | $10 | $93 | 12.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,816 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 55 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,871 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(15 contracts, 11 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,831 | $4.2M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 7,403 | $5.8M |
| Vision(4 contracts) | EYEMED VISION CARE | 7,586 | $1.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 11,355 | $4.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 11,381 | $1.5M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 36,435 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,435 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.