See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 19 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBS - HEALTH CARE SERVICE CORP EIN 36-1236610 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $6.6M |
| XEROX HR SOLUTIONS, LLP EIN 16-0468020 ADMINISTRATION | Plan Administrator Service code 14 | — | $1.8M |
| CAREMARK LLC EIN 95-3382344 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $259K |
| SEYFARTH SHAW LLP EIN 36-2152202 LEGAL | Legal Service code 29 | — | $207K |
| WAGEWORKS INC. EIN 94-3351864 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $191K |
| TOWERS WATSON PENNSYLVANIA INC. EIN 23-1159360 ADMINISTRATION | Plan Administrator Service code 14 | — | $103K |
| HEWITT ASSOCIATES LLC EIN 36-2235791 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $69K |
| LAKE COUNTY PRESS EIN 36-4333650 CONSULTING | Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 23,684 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 23,684 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS - HEALTH CARE SERVICE CORPORATION | 26,056 | $136.1M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS - HEALTH CARE SERVICE CORPORATION | 26,056 | $137.3M |
| Life insurance(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 49,888 | $7.5M |
| Long-term disability | LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON | 13,003 | $4.9M |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 51 | $1.2M |
| Other(8 contracts, 6 carriers) | CONTINENTAL CASUALTY COMPANY - CNA | 49,888 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 49,888 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.