See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUB INTERNATIONAL EIN 45-4645646 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 9855 SCRANTON ROAD SAN DIEGO, CA 92121 | $1.2M |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 3 WATERS PARK DR #100 SAN MATEO, CA 94403 | $442K |
| TABULERA, INC. EIN 45-5251240 PLAN SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 5994 W. LAS POSITAS BLVD STE 117 PLEASANTON, CA 94588 | $441K |
| WOODRUFF-SAWYER & CO EIN 94-1625126 PLAN SERVICE PROVIDER | Consulting (general); Insurance agents and brokers Service code 16 | 50 CALIFORNIA ST 12TH FLOOR SAN FRANCISCO, CA 94111 | $159K |
| GRAND ROUNDS, INC. EIN 45-3580052 PLAN SERVICE PROVIDER | Insurance services Service code 23 | 360 3RD ST. STE 425 SAN FRANCISCO, CA 94107 | $148K |
| MAESTRO HEALTH EIN 56-1392505 PLAN SERVICE PROVIDER | Plan Administrator Service code 14 | 2425 CROWNPOINT EXECUTIVE DRIVE CHARLOTTE, NC 28227 | $74K |
| IGOE AND COMPANY EIN 95-3391660 PLAN SERVICE PROVIDER | Plan Administrator Service code 14 | 1905 TECHNOLOGY PLACE STE A SAN DIEGO, CA 92127 | $60K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 PLAN SERVICE PROVIDER | Accounting (including auditing) Service code 10 | 915 HIGHLAND POINTE DR STE 300 ROSEVILLE, CA 95678 | $29K |
| FISHER & PHILLIPS LLP EIN 58-0619559 PLAN SERVICE PROVIDER | Legal Service code 29 | 2050 MAIN STREET STE 1000 IRVINE, CA 92614 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,088 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 31 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 3,337 | $26.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,736 | $2.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,736 | $2.3M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,455 | $393K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,246 | $466K |
| Other(5 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,455 | $333K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,337 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.