| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CREST INSURANCE GROUP LLC3 | 5285 EAST WILLIAMS CIRCLE TUSCON, AZ 85711 | AETNA LIFE INSURANCE CO. | $14K | — | $14K | 1.20% |
| CREST INSURANCE GROUP LLC3 | 5285 EAST WILLIAMS CIRCLE SUITE 4500 TUCSON, AZ 85711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 9.15% |
| THE BRELLA GROUP3 | 5642 EAST EDGEMONT AVENUE SCOTTSDALE, AZ 85257 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 4.57% |
| CREST INSURANCE GROUP LLC3 | 5285 EAST WILLIAMS CIRCLE SUITE 4500 TUCSON, AZ 85711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 5.14% |
| THE BRELLA GROUP3 Filed as: THE BRELLA GROUP LLC | 5642 EAST EDGEMONT AVENUE SCOTTSDALE, AZ 85257 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.55% |
| CREST INSURANCE GROUP LLC3 | 5285 EAST WILLIAMS CIRCLE SUITE 4500 TUCSON, AZ 85711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 13.64% |
| THE BRELLA GROUP3 | 5642 EAST EDGEMONT AVENUE SCOTTSDALE, AZ 85257 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.55% |
| NATALIE MALHAM3 Filed as: NATALIE DAWN MALHAM | 5822 NORTH 13TH STREET PHOENIX, AZ 85014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $824 | $2K | 31.94% |
| CREST INSURANCE GROUP LLC3 | 5285 EAST WILLIAMS CIRCLE TUCSON, AZ 85711 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $960 | $91 | $1K | 16.42% |
| NOAH OROPEZA3 | 5305 NORTH GINNING DRIVE LITCHFIELD PARK, AZ 85340 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $131 | $230 | $361 | 5.64% |
| JAMES D THRESHER3 | 1316 EAST NIGHTINGALE LANE GILBERT, AZ 85298 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $131 | $177 | $308 | 4.81% |
| MARIA VERONICA JARQUE3 | 4525 GEORGIA STREET SAN DIEGO, CA 92116 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $2 | $11 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 375 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 390 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 334 | $1.7M |
| Dental | AETNA LIFE INSURANCE CO. | 334 | $1.2M |
| Vision | AETNA LIFE INSURANCE CO. | 334 | $1.2M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 392 | $49K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 93 | $42K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 93 | $42K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 392 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 392 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.