See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEORGE MICHAEL & ASSOCIATES EIN 75-2807488 CONSULTANT | Consulting (general); Insurance agents and brokers Service code 16 | 5301 KNICKERBOCKER ROAD, STE 100 SAN ANGELO, TX 76904 | $440K |
| INSURANCE SERVICES OF LUBBOCK EIN 75-2672329 AGENT | Claims processing; Insurance agents and brokers Service code 12 | 4601 66TH ST C LUBBOCK, TX 79414 | $281K |
| HINES AND ASSOCIATES, INC EIN 36-3545085 PRE-CERTIFICATION | Other fees Service code 99 | 115 EAST HIGHLAND AVE ELGIN, IL 60120 | $48K |
| AMERICAN HEALTH ALLIANCE EIN 93-1079167 PPO | Other fees Service code 99 | 9229 WARD PARKWAY, STE 300 KANSAS CITY, MO 64114 | $16K |
| HIGHLAND WELLMONT PPO EIN 62-1551772 PPO AND PRE-CERTIFICATION | Other fees Service code 99 | 1905 AMERICAN WAY KINGSPORT, TN 37660 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 732 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 735 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,356 | $160K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 536 | $129K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 429 | $105K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 770 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,356 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.