Sign up free to preview 9 contract rows with premium, retention, and renewal dates
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview commissions and fees for 8 broker rows
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARKANSAS BLUE CROSS AND BLUE SHIELD EIN 71-0226428 CLAIMS PROCESSING | Claims processing Service code 12 | — | $182K |
| GALLAGHER BENEFIT SERVICES INSURANCE BROKER | Insurance agents and brokers Service code 22 | 1900 WEST LOOP S STE 1600 HOUSTON, TX 77027 | $53K |
| GALLAGHER BENEFIT SERVICES INC CLAIMS PROCESSING | Insurance agents and brokers; Claims processing Service code 12 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | $27K |
| GALLAGHER BENEFIT SERVICE INSURANCE BROKER | Insurance agents and brokers Service code 22 | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | $22K |
| VISION SERVICE PLAN EIN 75-1769288 CLAIMS PROCESSING | Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 301 | $1.8M |
| Dental | DELTA DENTAL OF ARKANSAS | 362 | $101K |
| Vision | VISION SERVICE PLAN | 176 | $30K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 220 | $26K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 219 | $35K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 301 | $1.8M |
| Other(5 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 220 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 362 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.