| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEVEN R. JOHNSON3 Filed as: STEVEN JOHNSON | 35989 HIGHWAY 69 STE C FOREST CITY, IA 50436 | AFLAC | $16K | $764 | $17K | 12.34% |
| THE TODD GROUP3 | 602 MAIN ST STE 200 CEDAR FALLS, IA 50613 | AFLAC | $2K | $150 | $3K | 1.91% |
| YOLANDA N HARDEN3 Filed as: YOLANDA HARDEN | 501 2ND AVE NE ROCKFORD, IA 50468 | AFLAC | $591 | — | $591 | 0.43% |
| R MCWILLIAMS3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $514 | $7 | $521 | 0.38% |
| TERRELL & COMPANY INC3 | 5900 SARATOGA RD STE 7 ASBURY, IA 52002 | AFLAC | $454 | — | $454 | 0.33% |
| ALEX PETTIT3 | PO BOX 51 CRYSTAL LAKE, IA 50432 | AFLAC | $391 | $4 | $395 | 0.29% |
| MATTHEW D BUTLER3 Filed as: MATTHEW BUTLER | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $342 | — | $342 | 0.25% |
| SCOTT R FRITCHER3 Filed as: SCOTT FRITCHER | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $327 | — | $327 | 0.24% |
| MARK NALEFSKI3 | 810 1ST AVE NE CLARION, IA 50525 | AFLAC | $203 | $3 | $206 | 0.15% |
| GILL CHRIST HOUNKPE3 | 136 W G ST APT C FOREST CITY, IA 50436 | AFLAC | $165 | — | $165 | 0.12% |
| KACY A GRUENKEMEYER3 Filed as: KACY GRUENKEMEYER | 5530 WEST PKWY STE 100 JOHNSTON, IA 50131 | AFLAC | $100 | — | $100 | 0.07% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $85 | — | $85 | 0.06% |
| RONALD L HOVICK3 Filed as: RONALD HOVICK | 2214 SW 43RD TERR CAPE CORAL, FL 33914 | AFLAC | $81 | — | $81 | 0.06% |
| DEBRA STUDER3 | 479 6TH AVE SE BRITT, IA 50423 | AFLAC | $78 | — | $78 | 0.06% |
| SHARI HAGEN3 | PO BOX 105 CRYSTAL LAKE, IA 50432 | AFLAC | $48 | — | $48 | 0.03% |
| GERALD L STEPHAN JR3 Filed as: GERALD STEPHAN JR | 101 N CLARK ST FOREST CITY, IA 50436 | AFLAC | $44 | — | $44 | 0.03% |
| HEATHER D SWANSON3 Filed as: HEATHER SWANSON | 4517 49TH PL DES MOINES, IA 50310 | AFLAC | $41 | — | $41 | 0.03% |
| JAMES L HAYES3 Filed as: JAMES HAYES | 1449 MARILYN DR NORTH LIBERTY, IA 52317 | AFLAC | $40 | — | $40 | 0.03% |
| BERNARD BRAZEAU3 | 6705 GRIMES TREET INDIANOLA, IA 50125 | AFLAC | $39 | — | $39 | 0.03% |
| CAROL PURDY FIELDS3 Filed as: CAROL THOMPSON | 51717 SUMMER WOOD CT GRANGER, IN 46530 | AFLAC | $29 | — | $29 | 0.02% |
| TARA STUDER & ASSOCIATES3 Filed as: TARA STRUDER & ASSOCIATES | 115 N JEFFERSON AVE MASON CITY, IA 50401 | AFLAC | $21 | — | $21 | 0.02% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $20 | — | $20 | 0.01% |
| ALISON ZIESMER3 | 2285 260TH ST GARNER, IA 50438 | AFLAC | $19 | — | $19 | 0.01% |
| MONICA WENTZ3 | 2629 UPPER CANEY VALLEY RD TAZEWELL, TN 37879 | AFLAC | $14 | — | $14 | 0.01% |
| JERRY D SIMPSON3 Filed as: JERRY SIMPSON | 1200 E LUCAS ST ALGONA, IA 50511 | AFLAC | $14 | — | $14 | 0.01% |
| BETH ZADOW3 | 1300 7TH PL N CLEAR LAKE, IA 50428 | AFLAC | $12 | — | $12 | 0.01% |
| CINDY ANDERSON3 | 18862D 345TH ST FOREST CITY, IA 50436 | AFLAC | $11 | — | $11 | 0.01% |
| GERRIT VIS3 | 1435 MAIN ST PO BOX 86 ROCK VALLEY, IA 51247 | AFLAC | $10 | — | $10 | 0.01% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MARTINDALE | 1001 N HICKORY RD STE 3 SOUTH BEND, IN 46615 | AFLAC | $8 | — | $8 | 0.01% |
| WESLEY J TODD3 Filed as: WESLEY TODD | 602 MAIN ST STE 200 CEDAR FALLS, IA 50613 | AFLAC | $5 | $3 | $8 | 0.01% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $7 | — | $7 | 0.01% |
| MITCHELL J MCCALL3 Filed as: MITCHELL MCCALL | 1355 N BLUFF RD STE A COLLINSVILLE, IL 62234 | AFLAC | $7 | — | $7 | 0.01% |
| THE SHARON MILLER AGENCY LLC3 | — | AFLAC | $3 | — | $3 | 0.00% |
| KERRY PARSONS3 Filed as: KERRY PICKARD | — | AFLAC | $2 | — | $2 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN GLAUB | — | AFLAC | $2 | — | $2 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN LODE | — | AFLAC | $1 | — | $1 | 0.00% |
| JACQUELYN KIMBROUGH3 | — | AFLAC | $1 | — | $1 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | — | DELTA DENTAL | $4K | $173 | $5K | 5.94% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | VISION SERVICE PLAN | $1K | — | $1K | 5.44% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, LLC | — | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $184 | $1K | 14.90% |
| STEVEN G JOHNSON3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $362 | — | $362 | 6.50% |
| THE TODD GROUP3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | — | $86 | 1.54% |
| MATTHEW D BUTLER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.65% |
| BERNARD J BRAZEAU3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| RONALD L HOVICK3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| SCOTT R FRITCHER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| HEATHER D SWANSON3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| KACY A GRUENKEMEYER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AFLAC | 166 | $178K |
| Dental | DELTA DENTAL | 125 | $78K |
| Vision | VISION SERVICE PLAN | 92 | $21K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $9K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 166 | $144K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.