| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER HEALTH AND BENEFITS INC.3 | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $109K | $0 | $109K | 15.00% |
| BENEFITVISION3 Filed as: BENEFITVISION INC. | 4522 RFD LONG GROVE, IL 60047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $305K | $0 | $305K | 56.87% |
| CONNER HEALTH AND BENEFITS INC.3 | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44K | $0 | $44K | 8.19% |
| CONNER HEALTH AND BENEFITS INC.3 | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $57K | $0 | $57K | 15.00% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER BENEFITS INC. | 8445 KEYSTONE CROSSING BOULEVARD SUITE 200 INDIANAPOLIS, IN 46240 | DAVISVISION | $7K | $0 | $7K | 2.00% |
| CONNER HEALTH AND BENEFITS INC.3 | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 10.00% |
| CONNER HEALTH AND BENEFITS INC.3 | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15K | $0 | $15K | 10.00% |
| RONALD M KLEIMAN3 | 4522 RFD LONG GROVE, IL 60047 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 18.41% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER HEALTH & BENEFITS INC. | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.60% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS | 35371 NETWORK PLACE CHICAGO, IL 61673 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $202 | $0 | $202 | 0.64% |
| RONALD M KLEIMAN3 | 4522 RFD LONG GROVE, IL 60047 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 18.91% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER HEALTH & BENEFITS INC. | 8445 KEYSTONE CROSSING SUITE 200 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.11% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS | 35371 NETWORK PLACE CHICAGO, IL 61673 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $464 | $0 | $464 | 1.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 NONE | Contract Administrator; Claims processing; Float revenue; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.9M |
| TRUERX MANAGEMENT SERVICES, INC. EIN 26-0502364 NONE | Claims processing Service code 12 | 10 WILLIAMS BROS. DR. WASHINGTON, IN 47501 | $433K |
| CONNER HEALTH AND BENEFITS, INC. EIN 47-2310802 NONE | Other commissions Service code 55 | — | $292K |
| DISCOVERY BENEFITS EIN 90-0058554 NONE | Claims processing Service code 12 | — | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,659 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM INSURANCE COMPANIES, INC. | 4,113 | $1.3M |
| Vision | DAVISVISION | 6,095 | $325K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 7,659 | $532K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,943 | $729K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 482 | $168K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES, INC. | 6,230 | $2.4M |
| Other(5 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,951 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,659 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.