| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 10401 N MERIDIAN ST. STE 200 INDIANAPOLIS, IN 46290 | UNITEDHEALTHCARE INSURANCE COMPANY | $177K | — | $177K | 3.02% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 10401 N MERIDIAN ST. STE 200 INDIANAPOLIS, IN 46290 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | — | $13K | 3.07% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 24 FRANK LLOYD WRIGHT DRIVE ANN ARBOR, MI 48105 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $4K | $4K | 0.98% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | DELTA DENTAL OF INDIANA | $30K | — | $30K | 9.99% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 10401 N MERIDIAN ST. STE 200 INDIANAPOLIS, IN 46290 | UNITED HEALTHCARE INSURANCE COMPANY | $495 | — | $495 | 0.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 707 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 711 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 572 | $5.9M |
| Dental | DELTA DENTAL OF INDIANA | 565 | $300K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 494 | $64K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 707 | $433K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 707 | $433K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 707 | $433K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 707 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.