| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRONG SIDE SOLUTIONS3 | 12850 HIGHWAY 9 N STE 600-111 ALPHARETTA, GA 30004 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| STRONGSIDE SOLUTIONS LLC3 | 12850 HIGHWAY 9 N STE 600-111 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | — | $13K | 20.00% |
| STRONGSIDE SOLUTIONS LLC3 | 12850 HIGHWAY 9 N STE 600-111 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| STRONGSIDE SOLUTIONS LLC3 | 12850 HIGHWAY 9 N STE 600-111 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE CO | $4K | — | $4K | 20.00% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS | 1280 HWY 9 SUITE 600-111 ALPHARETTA, GA 30004 | EYEMED VISION CARE | $2K | — | $2K | 9.10% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS | 12850 HIGHWAY 9 N STE 600-111 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| STRONGSIDE SOLUTIONS LLC3 | 12850 HIGHWAY 9 STE 600-111 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| STRONGSIDE SOLUTIONS LLC3 | 12850 HIGHWAY 9 N STE 600-111 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $975 | — | $975 | 10.00% |
| ONI RISK PARTNERS INC Filed as: ONI RISK PARTNERS, INC. | 600 E 96TH ST STE 400 INDIANAPOLIS, IN 46240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS | 12850 HWY 9 SUITE 600-111 ALPHARETTA, GA 30004 | EYEMED VISION CARE | $4 | — | $4 | 9.52% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC EIN 36-3086057 TPA | Contract Administrator Service code 13 | — | $91K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 PPO | Other fees Service code 99 | — | $30K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 456 | $92K |
| Vision(2 contracts) | EYEMED VISION CARE | 310 | $20K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 307 | $73K |
| Short-term disability(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 307 | $123K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 164 | $21K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE LIFE INSURANCE COMPANY | 154 | $555K |
| Other | QBE INSURANCE CORPORATION | 154 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.