See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXCESS RE NONE | Other insurance fees and expenses Service code 73 | 48 N BROAD STREET WOODBURY, NJ 08096 | $617K |
| UNIFIED GROUP SERVICES, INC. EIN 35-1973675 NONE | Other fees Service code 99 | — | $150K |
| CIGNA NONE | Other fees Service code 99 | 347 W BERRY ST #200 FORT WAYNE, IN 46802 | $100K |
| NXTGEN LLC DBAA DEHAYES GROUP NONE | Securities brokerage commissions and fees Service code 71 | 11118 COLDWATER RD. FORT WAYNE, IN 46845 | $62K |
| TELADOC NONE | Other fees Service code 99 | 102 WOODMONT BLVD #200 NASHVILLE, TN 37205 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 565 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 565 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $326K |
| Vision | EYEMED | 929 | $61K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $326K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $326K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $326K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $326K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 929 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.