| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | DELTA DENTAL OF OHIO | $2K | — | $2K | 6.91% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $541 | $541 | 5.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC.TOLEDO | PO BOX 1687 TOLEDO, OH 36061 | EYEMED VISION CARE | $480 | — | $480 | 8.48% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $844 | — | $844 | 15.01% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $281 | $281 | 5.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $573 | — | $573 | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $191 | $191 | 5.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $331 | — | $331 | 14.99% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $110 | $110 | 4.98% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | MUTUAL MEDICAL OF OHIO | $21K | — | $21K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MUTUAL MEDICAL OF OHIO | 0 | $0 |
| Dental | DELTA DENTAL OF OHIO | 104 | $27K |
| Vision | EYEMED VISION CARE | 108 | $6K |
| Life insurance(2 contracts) | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 82 | $16K |
| Other(4 contracts) | UNITED OF MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 82 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.