| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | DELTA DENTAL OF INDIANA | $7K | $0 | $7K | 10.77% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD | $2K | $0 | $2K | 10.00% |
| ALTERITY BROKER SOLUTIONS3 | 8777 N GAINEY CENTER DRIVE STE 260 SCOTTSDALE, AZ 85258 | RELIANCE STANDARD | $1K | $0 | $1K | 5.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | RELIANCE STANDARD | $0 | $382 | $382 | 1.53% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 2734 N MILDRED AVE #3 CHICAGO, TX 60618 | RELIANCE STANDARD | $0 | $374 | $374 | 1.50% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD | $5K | $0 | $5K | 25.00% |
| ALTERITY BROKER SOLUTIONS3 | 8777 N GAINEY CENTER DRIVE STE 260 SCOTTSDALE, AZ 85258 | RELIANCE STANDARD | $1K | $0 | $1K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | RELIANCE STANDARD | $0 | $326 | $326 | 1.61% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 2734 N MILDRED AVE #3 CHICAGO, IL 60618 | RELIANCE STANDARD | $0 | $304 | $304 | 1.50% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD | $3K | $0 | $3K | 20.00% |
| ALTERITY BROKER SOLUTIONS3 Filed as: ALTERITY BROKER SOLUTIONS, INC | 8777 N GAINEY CENTER DR STE 260 SCOTTSDALE, AZ 85258 | RELIANCE STANDARD | $841 | $0 | $841 | 5.01% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 2734 N MILDRED AVE #3 CHICAGO, IL 60618 | RELIANCE STANDARD | $0 | $252 | $252 | 1.50% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | RELIANCE STANDARD | $0 | $250 | $250 | 1.49% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | DELTA DENTAL OF INDIANA | $1K | $0 | $1K | 9.14% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | ANSEL | $2K | — | $2K | 20.00% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD | $1K | $0 | $1K | 15.00% |
| ALTERITY BROKER SOLUTIONS3 | 8777 N. GAINEY CENTER DR STE 260 SCOTTSDALE, AZ 85258 | RELIANCE STANDARD | $380 | $0 | $380 | 4.98% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | RELIANCE STANDARD | $0 | $123 | $123 | 1.61% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 2734 N MILDRED AVE #3 CHICAGO, IL 60618 | RELIANCE STANDARD | $0 | $115 | $115 | 1.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF INDIANA | 227 | $68K |
| Vision | DELTA DENTAL OF INDIANA | 205 | $16K |
| Life insurance(2 contracts) | RELIANCE STANDARD | 156 | $28K |
| Short-term disability | RELIANCE STANDARD | 157 | $25K |
| Long-term disability | RELIANCE STANDARD | 142 | $17K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD | 156 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.