| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER BENEFITS INC | 8445 KEYSTONE CROSSING STE 200 INDIANAPOLIS, IN 46240 | UNITED HEALTHCARE INSURANCE COMPANY - DENTAL | $95K | — | $95K | 15.00% |
| FEIGHNER INSURANCE INC3 Filed as: FEIGHNER INSURANCE INC. | 959 E 4TH ST MARION, IN 46952 | AMERICAN UNITED LIFE INSURANCE COMANY | $13K | $5K | $19K | 13.31% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER BENEFITS INC | 8445 KEYSTONE CROSSING STE 200 INDIANAPOLIS, IN 46240 | UNITED HEALTHCARE INSURANCE COMPANY - VISION | $16K | — | $16K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $736K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED HEALTHCARE INSURANCE COMPANY - DENTAL | 1,130 | $635K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY - VISION | 1,096 | $106K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMANY | 2,101 | $141K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMANY | 2,101 | $141K |
| Stop-loss / reinsurancereinsurance | SYMETRA - STEALTH (SLIS) | 1,190 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,101 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.