| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 85 CAMPAU AVE NW STE 100 GRAND RAPIDS, MI 495032611 | UNITEDHEALTHCARE INSURANCE COMPANY | $73K | — | $73K | 3.22% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $10K | 14.59% |
| JOHN W COURT3 | 1326 SHALIMAR DRIVE FORT WAYNE, IN 46845 | COLONIAL LIFE & ACCIDENT INSURANCE | $9K | $4K | $13K | 27.71% |
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY FORT WAYNE, IN 46804 | COLONIAL LIFE & ACCIDENT INSURANCE | $5K | $3K | $8K | 16.71% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE | $2K | $934 | $3K | 7.30% |
| EDUCATED BENEFITS LLC3 | 7263 BRAXTON DR NOBLESVILLE, IN 46062 | COLONIAL LIFE & ACCIDENT INSURANCE | $3K | — | $3K | 6.88% |
| PARRISH J PEACHEE3 | 201 W 103RD ST INDIANAPOLIS, IN 46290 | COLONIAL LIFE & ACCIDENT INSURANCE | $21 | $5 | $26 | 0.06% |
| MICHELE SPENCER3 | 11732 SILVER MEADOW COURT FISHERS, IN 46037 | COLONIAL LIFE & ACCIDENT INSURANCE | $11 | — | $11 | 0.02% |
| BRANDON TYLER LYNN3 | 7532 JENISON DRIVE INDIANAPOLIS, IN 46217 | COLONIAL LIFE & ACCIDENT INSURANCE | $10 | $1 | $11 | 0.02% |
| KATHERINE L STEPHENS3 | 1 NORTH ILLINOIS STREET INDIANAPOLIS, IN 46204 | COLONIAL LIFE & ACCIDENT INSURANCE | $2 | $6 | $8 | 0.02% |
| JEREMY ERIC LYSIAK3 | 677 N 36TH ST LAFAYETTE, IN 47905 | COLONIAL LIFE & ACCIDENT INSURANCE | $5 | $1 | $6 | 0.01% |
| MICHELLE RENEE BOEHLE3 | 903 S 10TH ST LAFAYETTE, IN 47905 | COLONIAL LIFE & ACCIDENT INSURANCE | $5 | — | $5 | 0.01% |
| JOHN RICHARD DURBIN3 | 4537 ANGELICA DRIVE INDIANAPOLIS, IN 46237 | COLONIAL LIFE & ACCIDENT INSURANCE | $4 | — | $4 | 0.01% |
| ROGLE INC3 | 2116 N. PENNSYLVANIA ST INDIANAPOLIS, IN 46202 | COLONIAL LIFE & ACCIDENT INSURANCE | $2 | $2 | $4 | 0.01% |
| JEFFREY D BRINDLE3 | 10811 LAKEVIEW DRIVE CARMEL, IN 46033 | COLONIAL LIFE & ACCIDENT INSURANCE | $2 | — | $2 | 0.00% |
| DENNIS W BYERS3 | 8739 PROMONTORY RD INDIANAPOLIS, IN 46236 | COLONIAL LIFE & ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
| DWIGHT GOSSETT3 | 13070 ABRAHAM RUN CARMEL, IN 46033 | COLONIAL LIFE & ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 649 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 649 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 649 | $2.3M |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE | 76 | $46K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 225 | $113K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 225 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 649 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.