| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| J.D. RESLEY ASSOCIATES INC3 Filed as: J.D. RESLEY ASSOCIATES, INC. | 8900 KEYSTONE CROSSING, SUITE 560 INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES, INC. | $41K | $0 | $41K | 3.66% |
| INDY CHAMBER LLC3 Filed as: INDY CHAMBER, LLC | 111 MONUMENT CIRCLE, SUITE 1950 INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES, INC. | $791 | $0 | $791 | 0.07% |
| J.D. RESLEY ASSOCIATES INC3 Filed as: J.D. RESLEY ASSOCIATES, INC. | 8900 KEYSTONE CROSSING, SUITE 560 INDIANAPOLIS, IN 46240 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 4.36% |
| J.D. RESLEY ASSOCIATES INC3 Filed as: J.D. RESLEY ASSOCIATES, INC. | 8900 KEYSTONE CROSSING, SUITE 560 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $0 | $11K | 14.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 195 | $1.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 149 | $83K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 149 | $83K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 122 | $73K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 122 | $73K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 122 | $73K |
| Prescription drug | ANTHEM INSURANCE COMPANIES, INC. | 195 | $1.1M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 122 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.