| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALKERHUGHES GROUP, LLC3 | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | DELTA DENTAL OF INDIANA | $19K | — | $19K | 11.81% |
| WALKERHUGHES GROUP, LLC3 Filed as: WALKERHUGHES INSURANCE GROUP, LLC | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | AMERICAN UNITED LIFE INSURANCE COMPANY | $27K | — | $27K | 18.10% |
| WALKERHUGHES GROUP, LLC3 Filed as: WALKERHUGHES INSURANCE GROUP, LLC | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 20.14% |
| WALKERHUGHES GROUP, LLC3 Filed as: WALKERHUGHES INSURANCE GROUP, LLC | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | VISION SERVICE PLAN | $2K | — | $2K | 4.21% |
| WALKERHUGHES GROUP, LLC3 Filed as: WALKERHUGHES INSURANCE GROUP, LLC | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 21.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 331 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF INDIANA | 466 | $164K |
| Vision | VISION SERVICE PLAN | 211 | $40K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 331 | $147K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 331 | $147K |
| Other(3 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 331 | $230K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.