| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTHTRUCT PURCHASING GROUP5 | 155 FRANKLIN ROAD, SUITE 400 BRENTWOOD, TN 37027 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $131K | $131K | 0.79% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON PA INC | LOCKBOX #9102 PO BOX 8500 PHILADELPHIA, PA 19178 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $121K | — | $121K | 0.73% |
| COMPSYCH5 | — | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $71K | $71K | 0.43% |
| SUREPOINT REINSURANCE ADVISORS LLC5 | 2015 COMMERCIAL STREET, SUITE 400 PORTLAND, ME 04101 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $34K | $34K | 0.21% |
| WILLIS TOWERS WATSON US LLC5 Filed as: WILLIS RE INC | PO BOX 60820 CHARLOTTE, NC 28260 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $28K | $28K | 0.17% |
| HARVARD PRINTING GROUP0 | PO BOX 380 WEST HEMPSTEAD, NY 11552 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 0.01% |
| LOCKER SAUL3 | 1099 EIGHTEENTH ST., SUITE 2870 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT | $196K | — | $196K | 3.33% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING LLC | 1099 EIGHTEENTH STREET DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT | $49K | — | $49K | 0.83% |
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST, STE 110 CHICAGO, IL 60654 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $41K | $1K | $42K | 11.78% |
| ACRISURE LLC3 | P.O. BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 54,955 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 54,955 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 42,728 | $7.3M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 54,955 | $17.0M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 57,018 | $6.2M |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 57,018 | $6.5M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 54,955 | $18.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 57,018 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.