See 2 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 1 broker row with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES EIN 35-0781558 NETWORK PHARMACY MARGIN | Contract Administrator; Float revenue; Other services; Claims processing; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 120 MONUMENT CIRCLE INDIANAPOLIS, IN 46204 | $194K |
| TASC EIN 39-1561025 FSA ADMINISTRATOR | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 2302 INTERNATIONAL LANE MADISON, WI 53704 | $5K |
| EXPRESS SCRIPTS EIN 31-1714795 SUBCONTRACTOR FOR ANTHEM | Claims processing; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 1 EXPRESS WAY ST. LOUIS, MO 63121 | $0 |
| JA BENEFITS LLC EIN 35-0781558 BROKER | Insurance brokerage commissions and fees; Other commissions; Insurance agents and brokers Service code 22 | P.O. BOX 159 BEDFORD, IN 47421 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 472 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 474 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 474 | $322K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 474 | $322K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 474 | $322K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 474 | $322K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 474 | $322K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES | 341 | $546K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 474 | $322K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 474 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.