| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | DEPT CH 14061 PALATINE, IL 60055 | DELTA DENTAL OF TENNESSEE | $12K | — | $12K | 4.09% |
| PETER JONES3 | 1336 DENNINGS ROAD NEW WINDSOR, MD 21776 | DELTA DENTAL OF TENNESSEE | $4K | — | $4K | 1.36% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $33K | — | $33K | 11.25% |
| PETER JONES3 Filed as: PETER C. JONES | 1336 DENNINGS ROAD NEW WINDSOR, MD 21776 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 3.75% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 735202617 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $3K | $36K | 15.00% |
| PETER JONES3 Filed as: PETER C. JONES | 1336 DENNINGS ROAD NEW WINDSOR, MD 217768533 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 4.54% |
| PETER JONES3 Filed as: PETER C JONES | 1336 DENNINGS ROAD NEW WINDSOR, MD 21776 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | — | $20K | 14.53% |
| MATTHEW W EVANS3 | 817 MAIDEN CHOICE LANE SUITE 340 CATONSVILLE, MD 21228 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 2.95% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.42% |
| DREW SKIBITSKY3 Filed as: DREW M SKIBITSKY | 1000 FELL STREET APT 627 BALTIMORE, MD 21231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $840 | — | $840 | 0.60% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $524 | — | $524 | 0.37% |
| JEREMY A FELDMAN3 | 11275 DOVEDALE COURT MARRIOTTSVILLE, MD 21104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $270 | — | $270 | 0.19% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | DEPT CH 14601 PALATINE, IL 60055 | DELTA DENTAL OF TENNESSEE | $5K | — | $5K | 4.09% |
| PETER JONES3 | 1336 DENNINGS ROAD NEW WINDSOR, MD 21776 | DELTA DENTAL OF TENNESSEE | $2K | — | $2K | 1.36% |
| BUCK CONSULTANTS LLC3 | 231 SOUTH BEMISTON SUITE 400 ST. LOUIS, MO 63105 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $4K | — | $4K | 7.50% |
| PETER JONES3 | 1336 DENNING ROAD NEW WINDSOR, MD 21776 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.50% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 11.29% |
| PETER JONES3 Filed as: PETER C JONES | 1336 DENNINGS ROAD NEW WINDSOR, MD 21776 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $503 | — | $503 | 3.76% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | DEPT CH14061 PALATINE, IL 600554061 | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | $971 | — | $971 | 15.01% |
| PETER JONES3 Filed as: PETER C JONES | 1336 DENNINGS ROAD NEW WINDSOR, MD 21776 | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | $324 | — | $324 | 5.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 983 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 993 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONTINENTAL AMERICAN INSURANCE COMPANY | 353 | $140K |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF TENNESSEE | 754 | $479K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,324 | $243K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 729 | $304K |
| Stop-loss / reinsurancereinsurance | AETNA | 786 | $657K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,324 | $396K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,324 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.