| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE XING STE 910 INDIANAPOLIS, IN 46240 | UNITEDHEALTHCARE INSURANCE COMPANY | $23K | — | $23K | 3.08% |
| ENROLLEASE3 Filed as: FIRST PERSON BENEFIT ADVISORS | 9000 KEYSTONE XING #910 INDIANAPOLIS, IN 46240 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $143 | $143 | 0.02% |
| K2A LLC3 | 104 EAST TENTH STREET P.O. BOX 547 GREENSBURG, IN 472400547 | HUMANADENTAL INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| K2A LLC3 | 104 EAST TENTH ST P O BOX 547 GREENSBURG, IN 472400547 | KANAWHA INSURANCE COMPANY | $3K | — | $3K | 10.91% |
| K2A LLC3 | PO BOX 547 GREENSBURG, IN 472400547 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 15.14% |
| K2A LLC3 | 104 EAST TENTH STREET P.O. BOX 547 GREENSBURG, IN 47240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 20.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 138 | $749K |
| Dental | HUMANADENTAL INSURANCE COMPANY | 63 | $36K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 138 | $749K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 166 | $18K |
| Short-term disability | KANAWHA INSURANCE COMPANY | 52 | $23K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 28 | $8K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 138 | $749K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 166 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.