| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREGORY & APPEL, INC.3 Filed as: GREGORY & APPEL INC. | NORTH CAPITOL AVENUE SUITE 400 INDIANAPOLIS, IN 46202 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $16K | $129 | $16K | 16.93% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP | 3755 EAST 82ND STREET SUITE 100 INDIANAPOLIS, IN 46240 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 3.24% |
| GREGORY & APPEL, INC.3 | 1402 NORTH AVENUE SUITE 400 INDIANAPOLIS, IN 462022375 | VISION SERVICE PLAN | $898 | — | $898 | 0.97% |
| J L BASS & ASSOCIATES3 Filed as: J.L. BASS AND ASSOCIATES INC. | 6558 OLIVE BRANCH LANE INDIANAPOLIS, IN 46237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 5.94% |
| BRYAN W HARPER3 | 921 YELLOW PINE COURT INDIANAPOLIS, IN 46217 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 3.36% |
| MICHAEL DUANE ARNOLD3 Filed as: MICHAEL D ARNOLD | 8604 ALLISONVILLE ROAD SUITE 110 INDIANAPOLIS, IN 46250 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.04% |
| ROBERT W BURGETT3 | 2601 FORTUNE CIRCLE EAST SUITE 103A INDIANAPOLIS, IN 46241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.58% |
| HOLLY L MOSS3 | 1165 WESTHAVEN BOULEVARD FRANKLIN, TN 37064 | CONTINENTAL AMERICAN INSURANCE COMPANY | $968 | — | $968 | 1.24% |
| PAMELA ROWSEY LARSON3 Filed as: PAMELA R LARSON | 801 LAUDERDALE DRIVE LEXINGTON, KY 40515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $626 | — | $626 | 0.80% |
| MARSHA S TALLEY3 | 5401 NORTH VOGEL ROAD SUITE 140 EVANSVILLE, IN 47715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $298 | — | $298 | 0.38% |
| KATIE MALISSA URAN3 Filed as: KATIE MELISSA URAN | 218 SHERIDAN STREET CROWN POINT, IN 46307 | CONTINENTAL AMERICAN INSURANCE COMPANY | $275 | — | $275 | 0.35% |
| JORDAN S SMITH3 | 4751 TROULDALE DRIVE SUITE 106 NASHVILLE, TN 37220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $224 | — | $224 | 0.29% |
| NAVILLE & ASSOCIATES3 Filed as: NAVILLE AND ASSOCIATES | 14220 OVERBROOK DRIVE CARMEL, IN 46074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $200 | — | $200 | 0.26% |
| MARK C LAMAR3 | 1006 APPLE BLOSSOM DRIVE FLORENCE, KY 41042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $138 | — | $138 | 0.18% |
| ROBERT WRIGHT3 | 3980 CORBY ROAD UNIONTOWN, OH 44685 | CONTINENTAL AMERICAN INSURANCE COMPANY | $132 | — | $132 | 0.17% |
| JAMES A BURRESS3 | 445 HUTCHINSON AVENUE SUITE 820 COLUMBUS, OH 43235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | — | $106 | 0.14% |
| DAVID M CRUMLEY3 | 101 GILLESPIE DRIVE APARTMENT 8204 FRANKLIN, TN 37067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.13% |
| WARREN REID HAVENOR3 Filed as: WARREN R HAVENOR | 2601 FORTUNE CIRCLE EAST SUITE 103A INDIANAPOLIS, IN 46241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $98 | — | $98 | 0.13% |
| HEAVEN DAWN NORTH3 Filed as: HEAVEN D NORTH | 768 LENNOX COURT TIPP CITY, OH 45371 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | — | $89 | 0.11% |
| NAVILLE & ASSOCIATES3 Filed as: NAVILLE AND ASSOCIATES | 14220 OVERBROOK DRIVE CARMEL, IN 46074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $70 | — | $70 | 0.09% |
| SUSAN MOSER3 | 11051 BROADWAY SUITE C CROWN POINT, IN 46307 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.09% |
| JERAD C CROOKS3 | 3550 PARK PLACE DRIVE MISHAWAKA, IN 46565 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.08% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DRIVE NEWBURGH, IN 47630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.07% |
| DALE I DAVIS3 | 15 MACARTHUR PLACE 1008 SANTA ANA, CA 92707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.06% |
| YENH HUYNH3 | 1224 NW 29TH STREET OKLAHOMA, OK 73106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.06% |
| MELODY ANN WRENN3 Filed as: MELODY A WRENN | 145 RED WILLOW ROAD STATE COLLEGE, PA 16801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.06% |
| KELLY J WARREN3 | 11051 BROADWAY SUITE C CROWN POINT, IN 46307 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.05% |
| TARA SCHNAUS3 | 3060 NORTH WALNUT RIDGE COURT JASPER, IN 47546 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.05% |
| TRACY L COX3 | 2259 MULBERRY DRIVE SEYMOUR, IN 47274 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.04% |
| JON R OVERACRE3 | 916 SOUTH WICKSHIRE WAY BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.04% |
| BRANDI L. HUZYAK3 Filed as: BRANDI L PHILLIPS | 727 JENNINGS AVENUE SALEM, OH 44460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.03% |
| MARK A WOJDA3 Filed as: MARK WOJDA | 9247 NORTH MERIDIAN STREET SUITE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.03% |
| MATTHEW A COOK3 | 10069 BENT TREE LANE FISHERS, IN 46037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.03% |
| BRIANNA LYNN ROWE3 Filed as: BRIANNA L ROWE | 8333 CATCH FLY DRIVE PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.03% |
| JOHN T CLANCY3 | 4025 PETE DYE BOULEVARD CARMEL, IN 46033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.03% |
| MICHAEL JONES3 | 8375 DIX ELLIS TRAIL SUITE 409 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.03% |
| JOHN D SUSIE3 | 8682 HAWICK COURT NORTH DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.03% |
| YEN H HUYNH3 | 1224 NW 29TH STREET OKLAHOMA, OK 73106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| GREGORY S FRY3 | P.O. BOX 283 OLD HICKORY, TN 37138 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| PERRY L CALVERT3 | 2400 CO RD 1678 CULLMAN, AL 35058 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| THOMAS A HOUSE3 | 2133 QUAIL HOLLOW DRIVE BRUNSWICK, OH 44212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 2602 NEWTON STREET JASPER, IN 47546 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| JOHN C POLLOCK3 | 6410 GUILFORD DRIVE PENSACOLA, FL 32504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE LEEPER | 707 ASTSER COURT BOURBON, IN 46504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| TERRI L DAIGLE3 | 145 PATRIOTS LANDING FILLMORE, IN 46128 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| HARE AND ASSOCIATES LLC3 | 470 OLD WORTHINGTON ROAD WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| ALAN W FOSTER3 | 716 FRENCH RIVER ROAD NOLENSVILLE, TN 37135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| VBTN, INC3 Filed as: VBTN, INC. | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| STEVE C BRANNON3 Filed as: STEVE C BRANNON, JR. | 2812 BURNINGTREE MOUNTAIN ROAD SE DECATUR, AL 35603 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| BRIAN V ANDREWS3 | 600 UNIVERSITY OFFICE PARK SUITE 12 PENSACOLA, FL 32504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| JOSHUA LEE JONES3 Filed as: JOSHUA L JONES | 10832 DEERCLIFF COURT GLENCOE, MO 63038 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| SAIC INC3 Filed as: SAIC INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JOHN S AMOS3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| KATIE J FLETCHER3 | 9247 NORHT MERIDIAN INDIANAPOLIS, IN 46240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $781 | $781 | 4.00% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $500 | $500 | 4.00% |
| GREGORY & APPEL, INC.3 Filed as: GREGORY & APPEL INC. | 1402 NORTH CAPITOL AVENUE SUITE 400 INDIANAPOLIS, IN 46202 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $1K | $9 | $1K | 16.00% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP | 3755 EAST 82ND STREET SUITE 100 INDIANAPOLIS, IN 46240 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $323 | — | $323 | 4.12% |
| GREGORY & APPEL, INC.3 Filed as: GREGORY & APPEL INSURANCE | 1402 NORTH CAPITOL AVENUE SUITE 400 INDIANAPOLIS, IN 46202 | STANDARD INSURANCE COMPANY | $901 | — | $901 | 15.96% |
| NATIONAL BENEFIT CENTER3 Filed as: NATIONAL BENEFIT CENTER LLC | 6830 COCHRAN ROAD SOLON, OH 44139 | STANDARD INSURANCE COMPANY | $135 | — | $135 | 2.39% |
| GREGORY & APPEL, INC.3 Filed as: GREGORY & APPEL INSURANCE | 1402 NORTH CAPITOL AVENUE SUITE 400 INDIANAPOLIS, IN 46202 | STANDARD INSURANCE COMPANY | $354 | — | $354 | 10.89% |
| ASSUREDPARTNERS3 Filed as: NATIONAL BENEIT CENTER LLC | 6830 COCHRAN ROAD SOLON, OH 44139 | STANDARD INSURANCE COMPANY | $72 | — | $72 | 2.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 962 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 964 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 471 | $92K |
| Life insurance(4 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 962 | $124K |
| Long-term disability(4 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 885 | $120K |
| Other(6 contracts, 5 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 962 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 962 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.