No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Plan Administrator Service code 14 | — | $5.1M |
| REDBRICK HEALTH CORPORATION EIN 20-5250594 NONE | Plan Administrator Service code 14 | — | $1.2M |
| LINCOLN NATIONAL LIFE INSURANCE CO EIN 35-0472300 SUBSIDIARY | Plan Administrator Service code 14 | — | $502K |
| CASTLIGHT HEALTH, INC. EIN 26-1989091 NONE | Plan Administrator Service code 14 | — | $452K |
| ADVANCE MEDICAL INC. EIN 32-0188784 NONE | Plan Administrator Service code 14 | — | $247K |
| WELLTOK EIN 26-4622137 NONE | Plan Administrator Service code 14 | — | $178K |
| IBM WATSON EIN 53-0181291 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $175K |
| HEALTH EQUITY EIN 52-2383166 NONE | Plan Administrator Service code 14 | — | $121K |
| CVS CAREMARK EIN 05-0340626 NONE | Plan Administrator Service code 14 | — | $110K |
| WEST HEALTH ADVOCATE EIN 23-3080019 NONE | Plan Administrator Service code 14 | — | $97K |
| MDLIVE, INC. EIN 45-4937055 NONE | Plan Administrator Service code 14 | — | $74K |
| PROGYNY EIN 27-2220139 NONE | Plan Administrator Service code 14 | — | $42K |
| MITCHELL & TITUS EIN 13-2781641 NONE | Accounting (including auditing) Service code 10 | — | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,411 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,411 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 8,216 | $984K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 11,411 | $7.5M |
| Other | AETNA EMPLOYEE ASSISTANCE PROGRAM (EAP) | 11,411 | $295K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,411 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.