| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALKERHUGHES GROUP, LLC3 | 6510 N. SHADELAND AVENUE INDIANAPOLIS, IN 46220 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 12.40% |
| KEVIN SCOTT MANDRELL3 | 360 GRADLE DRIVE CARMEL, IN 46032 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $772 | — | $772 | 2.37% |
| WALKERHUGHES GROUP, LLC3 | 6510 N. SHADELAND AVENUE INDIANAPOLIS, IN 46220 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 12.60% |
| KEVIN SCOTT MANDRELL3 | 360 GRADLE DRIVE CARMEL, IN 46032 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $775 | — | $775 | 2.40% |
| WALKERHUGHES GROUP, LLC3 | 6510 N. SHADELAND AVENUE INDIANAPOLIS, IN 46220 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.39% |
| KEVIN SCOTT MANDRELL3 | 360 GRADLE DRIVE CARMEL, IN 46032 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $244 | — | $244 | 1.61% |
| UNITED OF OMAHA LIFE INSURANCE CO5 Filed as: UNITED OF OMAHA LIFE INSURANCE CO. | MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 109 | $48K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 109 | $0 |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 109 | $32K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 109 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.