| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MATRIX INSURANCE AGENCY3 Filed as: THE MATRIX GROUP INC | 10319 DAWSONS CREEK BLVD, STE D FORT WAYNE, IN 46825 | UNUM INSURANCE COMPANY | $61K | — | $61K | 12.04% |
| WORKPLACE SOLUTIONS, INC.0 | 120-A GILLS CREEK PKWY COLUMBIA, SC 29209 | UNUM INSURANCE COMPANY | $12K | $3K | $16K | 3.10% |
| BOUDREAUX, BEAU, DAVID0 Filed as: BOUDREAUX, BEAU D | 120 GILLS CRK PKWY COLUMBIA, SC 29209 | UNUM INSURANCE COMPANY | $939 | — | $939 | 0.19% |
| MATRIX INSURANCE AGENCY3 Filed as: THE MATRIX GROUP INC | 10319 DAWSONS CREEK BLVD, STE D FORT WAYNE, IN 46825 | UNUM INSURANCE COMPANY | $23K | — | $23K | 10.99% |
| WORKPLACE SOLUTIONS, INC.0 | 120-A GILLS CREEK PKWY COLUMBIA, SC 29209 | UNUM INSURANCE COMPANY | $9K | $2K | $10K | 4.88% |
| BOUDREAUX, BEAU, DAVID0 Filed as: BOUDREAUX, BEAU D | 120 GILLS CRK PKWY COLUMBIA, SC 29209 | UNUM INSURANCE COMPANY | $649 | — | $649 | 0.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,801 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 49 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,850 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | UNUM INSURANCE COMPANY | 1,036 | $209K |
| Other | UNUM INSURANCE COMPANY | 967 | $505K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,036 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.