| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | AETNA LIFE INSURANCE COMPANY | $142K | — | $142K | 4.50% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PKWY AUSTIN, TX 78730 | AETNA LIFE INSURANCE COMPANY | $56K | — | $56K | 1.79% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | METROLPOLITAN LIFE INSURANCE COMPANY | $62K | $34 | $62K | 14.71% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62889 VIRGINIA BEACH, VA 234662889 | METROLPOLITAN LIFE INSURANCE COMPANY | -$47 | — | -$47 | -0.01% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PKWY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $565 | — | $565 | 6.88% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | TRANSAMERICA LIFE INSURANCE COMPANY | $257 | — | $257 | 3.13% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | ANTHEM LIFE INSURANCE COMPANY | $9K | — | $9K | — |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ANTHEM LIFE INSURANCE COMPANY | -$31 | — | -$31 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 536 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 536 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 539 | $3.6M |
| Dental(2 contracts, 2 carriers) | METROLPOLITAN LIFE INSURANCE COMPANY | 539 | $424K |
| Vision(2 contracts, 2 carriers) | METROLPOLITAN LIFE INSURANCE COMPANY | 539 | $424K |
| Life insurance(3 contracts, 3 carriers) | METROLPOLITAN LIFE INSURANCE COMPANY | 539 | $432K |
| Short-term disability(2 contracts, 2 carriers) | METROLPOLITAN LIFE INSURANCE COMPANY | 539 | $424K |
| Long-term disability(2 contracts, 2 carriers) | METROLPOLITAN LIFE INSURANCE COMPANY | 539 | $424K |
| Other | METROLPOLITAN LIFE INSURANCE COMPANY | 539 | $424K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.