| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RONALD REMAK3 Filed as: RONALD REMAK INSURANCE INC. | 306 S. STATE ROAD 446 BLOOMINGTON, IN 47401 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $343K | — | $343K | 7.10% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 6TH AVE., 30TH FLOOR PITTSBURGH, PA 15222 | HIGHMARK INC. | $98K | — | $98K | 2.98% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES, INC 3816 | 1820 E. 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | $129K | $15K | $144K | 11.68% |
| RONALD F REMAK INSURANCE INC3 Filed as: RONALD F REMAK INSURANCFE INC. | 306 S STATE ROAD 446 BLOOMINGTON, IN 47401 | RELIANCE STANDARD | $77K | — | $77K | 6.23% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY 0173 | 1820 E. 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | $51K | — | $51K | 4.10% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES, INC | 1820 E. 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | $340K | $43K | $383K | 62.50% |
| RONALD F REMAK INSURANCE INC Filed as: RONALD F. REMAK INSURANCE, INC | 306 S. STATE ROAD 446 BLOOMINGTON, IN 47401 | RELIANCE STANDARD | $120K | — | $120K | 19.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 3655 NOBEL DRIVE STE 450 SAN DIEGO, CA 921221071 | KAISER FOUNDATION HEALTH PLAN INC. | $27K | — | $27K | 4.92% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. 0173 | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | $79K | — | $79K | 16.14% |
| RONALD F REMAK INSURANCE INC3 Filed as: RONALD F. REMAK INSURANCE INC. | 306 S. STATE ROAD 446 BLOOMINGTON, IN 47401 | RELIANCE STANDARD | $37K | — | $37K | 7.59% |
| EOI SERVICE COMPANY INC Filed as: EOI SERVICES, INC 3816 | 1820 E. 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | $7K | $29K | $36K | 7.38% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 212 W. KINZIE ST., FLOOR 4 CHICAGO, IL 60654 | COMBINED INSURANCE | $14K | — | $14K | 3.47% |
| RONALD F REMAK INSURANCE INC3 Filed as: RONALD F. REMAK INSURANCE, INC. | 306 S. STATE ROAD 446 BLOOMINGTON, IN 47401 | COMBINED INSURANCE | $6K | — | $6K | 1.49% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | GBS FINANCE 2850 GOLF ROAD FL 5 ROLLING MDWS, IL 600084050 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $800 | $3K | 9.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,860 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 80 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,940 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK INC. | 275 | $3.8M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 273 | $113K |
| Vision(2 contracts, 2 carriers) | HIGHMARK INC. | 275 | $3.3M |
| Life insurance(5 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 7,860 | $7.6M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 7,860 | $4.8M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 7,860 | $4.8M |
| Prescription drug | HIGHMARK INC. | 275 | $3.3M |
| Other(5 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 7,860 | $7.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,860 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.