| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | PO BOX 40925 INDIANAPOLIS, IN 46280 | ANTHEM INSURANCE COMPANIES, INC | $26K | — | $26K | 2.32% |
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY STE 100 FORT WAYNE, IN 46804 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 11.42% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DR SUITE J4100 ANN ARBOR, MI 48105 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $426 | $426 | 0.57% |
| HYLANT GROUP INC3 Filed as: HYLANT OF INDIANA LLC | 6714 POINT INVERNESS WAY STE 100 FORT WAYNE, IN 46804 | PRO-CLAIM PLUS INC | — | $744 | $744 | 5.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 144 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC | 193 | $1.1M |
| Dental | PRO-CLAIM PLUS INC | 131 | $14K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 144 | $75K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 144 | $75K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 144 | $75K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 144 | $75K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 144 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.