| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | BLUE CROSS BLUE SHIELD OF FLORIDA | $21K | — | $21K | 3.00% |
| CHRIS HEASLIP & ASSOCIATES, INC.3 Filed as: CHRIS HEASLIP & ASSOC | 23160 FASHION DRIVE UNIT 217 ESTERO, FL 33928 | GUARDIAN | $7K | — | $7K | 4.86% |
| SAMUEL SKORA3 | 9858 GLADES RD BOCA RATON, FL 33434 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 16.16% |
| WALLACE WELCH & WILLINGHAM INC4 Filed as: WALLACE WELCH & WILLINGHAM, INC | 300 FIRST AVENUE SOUTH, 5TH FLOOR ST PETERSBURG, FL 33701 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.71% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | HEALTH OPTIONS INC | $840 | — | $840 | 3.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | VISION SERVICE PLAN | $919 | — | $919 | 6.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 108 | $799K |
| Dental | GUARDIAN | 155 | $134K |
| Vision | VISION SERVICE PLAN | 84 | $15K |
| Life insurance | GUARDIAN | 155 | $134K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 85 | $63K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 85 | $98K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 108 | $737K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 155 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.