No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 SERVICE PROVIDER | Contract Administrator; Claims processing; Other services; Float revenue; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 7501 EAGLE CREST BLVD EVANSVILLE, IN 477158151 | $1.7M |
| DELTA DENTAL OF INDIANA EIN 35-1545647 BENEFIT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | PO BOX 9089 FARMINGTON HILLS, MI 48333 | $118K |
| ST. VINCENT SERVICE PROVIDER | Direct payment from the plan Service code 50 | 10330 N MERIDIAN ST. SUITE 430 INDIANAPOLIS, IN 46290 | $84K |
| ALTERNATIVE HEALTH SOLUTIONS, LLC SERVICE PROVIDER | Direct payment from the plan Service code 50 | 2843 BROWNSBORO ROAD, SUITE 201 LOUISVILLE, KY 40206 | $36K |
| MERCER HEALTH & BENEFITS, LLC CONSULTANT | Other commissions; Non-monetary compensation; Insurance agents and brokers Service code 22 | 27647 NETWORK PLACE CHICAGO, IL 60673 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,991 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 46 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,037 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF INDIANA | 7,470 | $2.1M |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 3,071 | $2.3M |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES, INC. | 3,071 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,470 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.