No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| A&A DRUG CO. INC. DBA SAV-RX EIN 47-0527013 NONE | Direct payment from the plan; Insurance services; Claims processing Service code 12 | — | $58K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $43K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $40K |
| CHRISTINA HERNANDEZ EIN 51-6051034 EMPLOYEE | Employee (plan) Service code 30 | — | $31K |
| JAY SMITH EIN 51-6051034 EMPLOYEE | Employee (plan); Plan Administrator Service code 14 | — | $28K |
| ASHER, GITTLER & D'ALBA, LTD. EIN 36-2786883 NONE | Legal; Direct payment from the plan Service code 29 | — | $15K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $14K |
| SLC MANAGEMENT NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 500 FIFTH AVENUE, SUITE 2520 NEW YORK, NY 10110 | $11K |
| STEWART C. MILLER & CO., INC. EIN 35-1820020 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing Service code 12 | — | $7K |
| J.P. MORGAN CHASE EIN 13-4994650 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
| RHUMBLINE ADVISERS EIN 04-3118582 NONE | Investment management fees paid directly by plan; Non-monetary compensation; Investment management Service code 28 | — | $299 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 946 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 35 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 981 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 61 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 61 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.