| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT OF INDIANA LLC | 6714 POINTE INVERNESS WAY FORT WAYNE, IN 46804 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 5.02% |
| HYLANT GROUP INC3 | 100 S COLLEGE AVE SUITE 230 BLOOMINGTON, IN 47404 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $2K | $2K | 1.88% |
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY SUITE 100 FORT WAYNE, IN 46804 | ALLSTATE | $12K | $0 | $12K | 18.43% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43604 | ALLSTATE | $866 | $0 | $866 | 1.30% |
| THOMAS C SMITH3 | 2928 FOSTER CREIGHTON DRIVE NASHVILLE, TN 37204 | ALLSTATE | $349 | $0 | $349 | 0.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 401 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 401 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 401 | $92K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 401 | $92K |
| Other | ALLSTATE | 123 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.