| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GERMAN AMERICAN INSURANCE, INC.3 | PO BOX 1008 JASPER, IN 47547 | ANTHEM INSURANCE COMPANIES, INC. | $12K | $9K | $21K | 5.53% |
| GERMAN AMERICAN INSURANCE, INC.3 | PO BOX 1008 JASPER, IN 47547 | AMERICAN UNITED LIFE INSURANCE COMPANY | $4K | — | $4K | 11.10% |
| GERMAN AMERICAN INSURANCE, INC.3 | 246 THIRD AVE JASPER, IN 47547 | HEALTH RESOURCES INC. | $3K | — | $3K | 10.00% |
| JAMES R STROSNIDER3 Filed as: JAMES R. STROSNIDER | 704 SE 11TH STREET WASHINGTON, IN 47501 | AFLAC | $1K | $20 | $1K | 4.70% |
| ROBERT D WAKE3 Filed as: ROBERT D. WAKE | PO BOX 87 WASHINGTON, IN 47501 | AFLAC | $847 | — | $847 | 2.76% |
| LAWRENCE D. LONG3 | 144 PINEVIEW DRIVE VINCENNES, IN 47591 | AFLAC | $637 | — | $637 | 2.08% |
| LAUREL A SEGER3 | 902 A MAIN STREET JASPER, IN 47546 | AFLAC | $527 | $4 | $531 | 1.73% |
| MICHAEL MOORE3 | 1705 HONEYBROOK LN SAINT LOUIS, MO 63138 | AFLAC | $466 | $58 | $524 | 1.71% |
| JAMES R STROSNIDER3 Filed as: JAMES R. STROSNIDER | 704 SE 11TH STREET WASHINGTON, IN 47501 | AFLAC | $464 | — | $464 | 1.51% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 5401 VOGEL RD EVANSVILLE, IN 47715 | AFLAC | $274 | — | $274 | 0.89% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $250 | $4 | $254 | 0.83% |
| GEISLER INCORPORATED3 | 1795 CLARKSON RD STE 301 CHESTERFIELD, MO 63017 | AFLAC | $55 | $11 | $66 | 0.22% |
| LLOYD W HUGHES3 | 3775 N STATE ROAD 52 LEBANON, IN 46052 | AFLAC | $48 | — | $48 | 0.16% |
| JEREMY BROCKMAN3 | 11712 SAND CASTLE LN PANAMA CITY BEACH, FL 32407 | AFLAC | $42 | — | $42 | 0.14% |
| JOHN TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $38 | — | $38 | 0.12% |
| KORY L ALBRECHT3 | 5 ANNA DRIVE ST CHARLES, MO 63304 | AFLAC | $29 | $5 | $34 | 0.11% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR CARMEL, IN 46074 | AFLAC | $28 | $4 | $32 | 0.10% |
| DAVID MCGEE3 | 149 STAGE COACH LANDING DR SAINT PETERS, MO 63376 | AFLAC | $24 | — | $24 | 0.08% |
| SHARON R LUCARELLI3 | 12725 BENNINGTON COMMON LN SAINT LOUIS, MO 63148 | AFLAC | $24 | — | $24 | 0.08% |
| DAVID G FENEMOR3 | 800 MAYER DR SAINT CHARLES, MO 63301 | AFLAC | $23 | — | $23 | 0.07% |
| JEREMY GEISLER INC3 | 1795 CLARKSON RD STE 301 CHESTERFIELD, MO 63017 | AFLAC | $21 | — | $21 | 0.07% |
| BRADLEY K HARRISON3 | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $13 | — | $13 | 0.04% |
| BRADLEY T VANDEGRIFFE3 | 1795 CLARKSON RD STE 301 CHESTERFIELD, MO 63017 | AFLAC | $12 | — | $12 | 0.04% |
| JOHN TYLER & ASSOCIATES3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $11 | — | $11 | 0.04% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD,2ND FL STE 200 ELLISVILLE, MO 63011 | AFLAC | $4 | $5 | $9 | 0.03% |
| KENT HORSMAN3 | 14162 LADUE RD CHESTERFIELD, MO 63017 | AFLAC | $8 | — | $8 | 0.03% |
| FLJ INC3 | 1600 HERITAGE LANDING, SUITE 115 ST CHARLES, MO 63303 | AFLAC | $4 | — | $4 | 0.01% |
| HH ASSOCIATES LLC3 | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $2 | — | $2 | 0.01% |
| LISA J BORS Filed as: LISA BORS | 10067 E 1275 N ODON, IN 47562 | AFLAC | $1 | — | $1 | 0.00% |
| GERMAN AMERICAN INSURANCE, INC.3 | PO BOX 1008 JASPER, IN 475471008 | VSP | $623 | — | $623 | 8.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 57 | $384K |
| Dental | HEALTH RESOURCES INC. | 51 | $32K |
| Vision | VSP | 43 | $7K |
| Life insurance(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 109 | $71K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 109 | $71K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 109 | $71K |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 109 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.