| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RESOURCE FINANCIAL COMPANY3 | 1319 MAGNAVOX WAY FORT WAYNE, IN 468041529 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.25% |
| RESOURCE FINANCIAL COMPANY3 | 1319 MAGNAVOX WAY FORT WAYNE, IN 468041529 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 11.51% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.49% |
| UNIFIED GROUP SERVICES, INC.4 Filed as: UNIFIED GROUP SERVICES | PO BOX 10 PENDLETON, IN 460640010 | TOKIO MARINE HCC | $3K | $497 | $3K | 11.80% |
| RESOURCE FINANCIAL COMPANY3 | 1319 MAGNAVOX WAY FORT WAYNE, IN 46804 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $651 | — | $651 | 2.53% |
| RESOURCE FINANCIAL COMPANY3 | 1319 MAGNAVOX WAY FORT WAYNE, IN 468041529 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 18.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.18% |
| RESOURCE FINANCIAL COMPANY3 | 1319 MAGNAVOX WAY FORT WAYNE, IN 468041529 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 18.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 102 | $83K |
| Vision | VISION SERVICE PLAN | 136 | $14K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $61K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 163 | $23K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 163 | $20K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.