No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL | Claims processing Service code 12 | 2060 EAST NINTH ST CLEVELAND, OH 44115 | $2.0M |
| HEALTHSMART | Claims processing Service code 12 | 3320 WEST MARKET ST FAIRLAWN, OH 44333 | $1.2M |
| CAREMARK | Claims processing Service code 12 | 620 EPSILON PITTSBURG, PA 15238 | $760K |
| UFCW HEALTH & WELFARE PLAN EIN 34-6726563 | Employee (plan sponsor) Service code 35 | — | $457K |
| LITTLER MENDELSON EIN 94-2602731 | Legal Service code 29 | — | $362K |
| MERRILL LYNCH EIN 13-5674085 | Investment advisory (plan) Service code 27 | — | $251K |
| CUNNINGHAM & ASSOCIATES EIN 38-3349378 | Accounting (including auditing) Service code 10 | — | $157K |
| DENTEMAX | Claims processing Service code 12 | 75 REMMITTANCE CHICAGO, IL 60675 | $81K |
| EVERHART CONSULTING | Other services Service code 49 | 8889 S MAIN ST WINDHAM, OH 44288 | $80K |
| WELLS FARGO INSURANCE EIN 31-0683754 | Insurance agents and brokers Service code 22 | — | $54K |
| THE SEGAL COMPANY EIN 13-1975125 | Actuarial Service code 11 | — | $22K |
| BANK OF AMERICA | Custodial (securities) Service code 19 | 1400 MERRILL LYNCH DR PENNINGTON, NJ 08534 | $10K |
| SCHWARZWALD, MCNAIR & FUSCO EIN 34-1327628 | Legal Service code 29 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,771 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,052 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,823 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CONSUMERS LIFE INSURANCE COMPANY | 14,558 | $418K |
| Other | CONSUMERS LIFE INSURANCE COMPANY | 14,558 | $418K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,558 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.