See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL OF OHIO EIN 36-0648820 | Claims processing Service code 12 | — | $459K |
| LOCAL 310 FRINGE BENEFITS, INC EIN 34-1217340 | Contract Administrator Service code 13 | — | $136K |
| DELTA DENTAL OF OHIO EIN 31-0685339 | Claims processing Service code 12 | — | $63K |
| THE SEGAL COMPANY EIN 13-1975125 | Actuarial Service code 11 | — | $58K |
| EXPRESS SCRIPTS INC EIN 45-2884094 | Claims processing Service code 12 | — | $40K |
| BOYD WATTERSON ASSET MANAGEMENT EIN 36-3027981 | Investment management Service code 28 | — | $37K |
| SEGAL ADVISORS, INC EIN 13-2646110 | Investment advisory (plan) Service code 27 | — | $26K |
| BMI AUDIT SERVICES, LLC | Consulting (general) Service code 16 | 202 S. MICHIGAN ST. 200 800-826-7041 SOUTH BEND, IN 46601 | $23K |
| GOLDSTEIN GRAGEL LLC EIN 26-3575398 | Legal Service code 29 | — | $17K |
| CENTERS FOR FAMILIES AND CHILDREN EIN 23-7084455 | Other services Service code 49 | — | $13K |
| NATIONAL VISION ADMINISTRATORS, LLC EIN 74-3033381 | Insurance services Service code 23 | — | $8K |
| TRAMER SHORE & ZWICK EIN 34-1736265 | Accounting (including auditing) Service code 10 | — | $8K |
| INNOVATIVE SOFTWARE SOLUTIONS INC | Other services Service code 49 | 3000 SOUTH LENOLA ROAD 856-910-9190 MAPLE SHADE, NJ 08052 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,186 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 370 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,556 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,295 | $584K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.