See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DAN DARROW EIN 34-6564615 EMPLOYEE | Employee (plan) Service code 30 | 272 WEST MARKET ST AKRON, OH 44303 | $33K |
| JENNIFER CARCIONE EIN 34-6564615 EMPLOYEE | Employee (plan) Service code 30 | 272 WEST MARKET ST AKRON, OH 44303 | $33K |
| TEAMSTERS LOCAL UNION 348 EIN 32-5822490 UNION SPONSOR | Other services Service code 49 | 272 WEST MARKET ST AKRON, OH 44303 | $14K |
| PRIJATEL & ASSOCIATES EIN 34-1325019 AUDITOR | Accounting (including auditing) Service code 10 | 34950 CHARDON RD WILLLOUGHBY, OH 44094 | $10K |
| FINDLEY DAVIS INC EIN 34-1213174 ACTUARY | Actuarial Service code 11 | 1300 E 9TH STREET SUITE 850 CLEVELAND, OH 44114 | $6K |
| COZZA AND STEUER EIN 34-0780004 ACCOUNTING | Accounting (including auditing) Service code 10 | 1648 WESTHILL BLVD WESTLAKE, OH 44145 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 480 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 56 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 536 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MEDICAL MUTUAL | 494 | $6.4M |
| Dental | DELTA DENTAL OF OHIO | 783 | $228K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 497 | $36K |
| Prescription drug | MEDICAL MUTUAL | 482 | $5.9M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 497 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 783 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.