| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC Filed as: NFP CORPORATION | 4700 ROCKSIDE ROAD INDEPENDENCE, OH 44131 | DELTA DENTAL OF OHIO | $51K | — | $51K | 6.47% |
| NATIONAL BENEFITS GROUP OF AMERICA | 3102 W WATERS AVENUE SUITE 103 TAMPA, FL 33614 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $0 | $19K | — |
| NFP INSURANCE SERVICES INC Filed as: NFP CORPORATION | 4700 ROCKSIDE ROAD INDEPENDENCE, OH 44131 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $485 | $8K | — |
| CENTRO BENEFITS RESEARCH LLC | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | — |
| NFP INSURANCE SERVICES INC Filed as: NFP CORPORATION | 500 W MADISON STREET CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $3 | $2K | — |
| CENTRO BENEFITS RESEARCH LLC | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,502 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 132 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,634 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $0 |
| Dental | DELTA DENTAL OF OHIO | 3,191 | $793K |
| Vision | COOMUNITY INSUANCE COMPANY (G1728) | 1,564 | $0 |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 743 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.