| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVE TOLEDO, OH 43604 | MEDICAL MUTUAL OF OHIO | $61K | $12K | $73K | 1.17% |
| HYLANT GROUP INC3 | 811 MADISON AVE 8TH FLOOR TOLEDO, OH 43604 | AMERICAN UNITED LIFE INSURANCE COMPANY | $46K | — | $46K | 13.79% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVE TOLEDO, OH 43604 | AMERITAS LIFE INSURANCE GROUP | $2K | $200 | $2K | 11.00% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY INSURANCE GROUP LTD | 165 JACKSON STREET SANDUSKY, OH 44870 | DEAR BORN LIFE INSURANCE COMPANY | $727 | — | $727 | 12.49% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | DEAR BORN LIFE INSURANCE COMPANY | $146 | — | $146 | 2.51% |
| CARDINAL BROKERAGE INSURANCE AGENCY3 Filed as: CARDINAL INSURANCE AGCY | 7033 U.S. ROUTE 23 PIKETON, OH 45661 | DEAR BORN LIFE INSURANCE COMPANY | — | $87 | $87 | 1.49% |
| HYLANT GROUP INC3 | 811 MADISON AVE 8TH FLOOR TOLDO, OH 43604 | AIG PROPERTY CASUALTY, U.S. | $588 | — | $588 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL OF OHIO | 286 | $6.2M |
| Dental | AMERITAS LIFE INSURANCE GROUP | 287 | $20K |
| Life insurance | DEAR BORN LIFE INSURANCE COMPANY | 276 | $6K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 281 | $331K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 281 | $331K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 281 | $340K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.