| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE INC. | P.O. BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN INC. | $52K | — | $52K | 1.40% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | P.O. BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $21K | $21K | 0.64% |
| PETER J WORTH3 Filed as: PETER WORTH | 99 PARK AVE. STE 2500 NEW YORK, NY 100161601 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 0.46% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH | P.O. BOX 310502 DES MOINES, IA 503310502 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $26K | $26K | 1.56% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER VOLUNTARY BENEFITS | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | — | $20K | 1.19% |
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE, INC | P.O. BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN INC | $9K | — | $9K | 1.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 2.12% |
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | VISION SERVICE PLAN | $15K | — | $15K | 9.99% |
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | EYEMED | $10K | — | $10K | 10.05% |
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | $4K | — | $4K | 7.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 10.18% |
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | EYEMED | $4K | — | $4K | 10.04% |
| WILLIS TOWERS WATSON US LLC Filed as: TOWERS WATSON DELAWARE, INC. | P.O. BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $24 | — | $24 | 1.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,347 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 105 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,574 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | EXCELLUS BLUECROSS BLUESHIELD | 740 | $11.0M |
| Dental | EXCELLUS BLUECROSS BLUESHIELD | 286 | $205K |
| Vision(6 contracts, 5 carriers) | VISION SERVICE PLAN | 970 | $429K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,182 | $5.0M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,182 | $3.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,182 | $3.3M |
| Prescription drug(5 contracts, 3 carriers) | EXCELLUS BLUECROSS BLUESHIELD | 740 | $10.8M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 6,182 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.